Payment and Security

Krushi Vikas Payment & Security Policy

At Krushi Vikas, we are committed to providing a secure and seamless payment experience. Your financial security and privacy are of utmost importance to us. This policy outlines the measures we take to protect your transactions and personal information.

  1. Accepted Payment Methods: We accept the following payment methods:
  • Credit Cards (Visa, MasterCard, American Express, RuPay)
  • Debit Cards (All major Indian banks)
  • Net Banking (All major Indian banks)
  • UPI (Unified Payments Interface)
  • Digital Wallets (e.g., Paytm, PhonePe, Google Pay)
  • Cash on Delivery (COD) - available for select PIN codes and orders above a certain value (as specified in Shipping Policy). An additional COD fee may apply.
  1. Secure Payment Gateway:
  • All online payments made on Krushi Vikas are processed through leading and trusted third-party payment gateways (e.g., Razorpay, Phonepe, etc.).
  • These payment gateways use industry-standard encryption protocols (like SSL/TLS) to secure your transaction data.
  • We do not store your full credit card, debit card, or net banking details on our servers. Your sensitive payment information is directly handled by the secure payment gateway.
  1. Data Encryption:
  • Our website uses SSL (Secure Sockets Layer) encryption to protect all data transmitted between your browser and our server. This ensures that any information you provide, including personal and payment details, is encrypted and secure during transmission.
  • You can identify a secure connection by the "https://" in the website address and a padlock icon in your browser's address bar.
  1. PCI DSS Compliance:
  • Our payment partners are PCI DSS (Payment Card Industry Data Security Standard) compliant. This is a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment.
  1. Fraud Prevention & Monitoring:
  • We employ various fraud detection and prevention systems to protect both our customers and our business from unauthorized transactions.
  • All transactions are subject to review for fraudulent activity. In case of suspected fraud, we reserve the right to cancel the order and report the incident to relevant authorities.
  • For your safety, we may require additional verification for high-value orders or unusual transaction patterns.

 

 

  1. User Responsibilities:
  • Keep your account login credentials confidential and do not share them with anyone.
  • Ensure your device is protected with up-to-date antivirus software and strong passwords.
  • Be cautious of phishing attempts or suspicious communications asking for your payment details. Krushi Vikas will never ask for your full credit card number, CVV, or OTP via email or phone call.
  • Always verify the transaction details before confirming a payment.
  1. Refund Security:
  • In case of refunds, the amount will be processed back to the original payment method used for the purchase. This ensures that funds are returned securely to the rightful owner.
  1. Contact Us: If you have any questions or concerns regarding our payment and security practices, please contact us at +91 8000004423.

Your trust is important to us, and we are committed to maintaining the highest standards of payment security.